7 Homeowners Insurance tips for Metro Detroit Homebuyers
1) Do you have valuable jewelry? Is it scheduled on the policy? Or do you need an additional rider? 2) Is the figure on your dwelling accurate? Can you rebuild for that amount? 3) Have you looked at your deductible? You can save on higher deductibles. 4) Do you have your auto insurance with the same company? Motorcycles, Boats? Bundling your insurance saves money sometimes. 5) Did you know that sewer backups are not covered? Flood loss is normally excluded from your policy! You can purchase flood insurance separately. 6) Have a burglar alarm or are there no smokers in the home? Companies have all kinds of discounts for alarms, non-smokers, and other items. Ask your insurance agent. 7) Running a business in the home? Check with an agent to make sure it works with the policy. 8) What does your storm damage coverage cover? Wind or hail? I hope these simple tips about homeowners insurance helps you cover all your bases and saves you money when you are buying a Metro Detroit home. Have a great day! Michigan property taxes and state equalized value [wnt_featured keyid=”1″ title=”Homes for sale in Metro Detroit MI” autoplay=”true” direction=”left” speed=”5″ ownertype=”agent_broker” maxresults=”50″ /]
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