What is an FHA loan?

Are you starting to think about buying your first home? Have you already been browsing houses online? Have you had the chance to speak to a mortgage company? If you have you might have seen or heard about FHA loans. Here you will get a detailed explanation of what an FHA loan is for when you buy your first home.

An FHA loan is a loan by a bank that is insured by FHA and held to FHA guidelines. It is a great loan for first time home buyers, buyers with bruised credit, and buyers with higher debt ratios.

FHA underwriting guidelines allow home buyer to have only one year of clean credit. Many banks look past one year on how you pay your payments. FHA is looking at the last year carefully. FHA does require bankruptcies and foreclosures to be 2 to 3 years ago. But they will allow late payment over a year ago so long as the payment history is on time for the last year and you meet their minimum credit score.

If you have been turned down for a conventional loan because of too much debit, then you might try to get an FHA loan. FHA allows higher debt ratios then conventional loans, so you may be able to qualify.

If you have questions about the loan process I have several good loan officers that I know at different banks, they would be glad to answer your questions. Send me an email and I will send you their contact information.

Check out Oakland County lakes by size for a quicker search.

Townsend Lake

Bullard Lake

Here is a Just for Kids page that your kids are sure to love and to be able to explore some fun educational activities.

Kellogg Lake

Russ Ravary will help make this move easier for you, learning about what you need to do before you buy your first home is very important. Russ will be able to help you with whatever you need. give him a call and get the answers to all your questions and find the home you’ve been searching for!

(248)310-6239 & yesmyrealtor@gmail.com

**don’t forget to ask about the buyers bonus deal Russ have going on now!

 

 

 

 

 

 

 

 

 

 

 

 

lakefront properties for sale Waterford Michigan
waterfront homes for sale Clarkston Michigan

The best lake homes sell quickly.  The way to avoid missing out on the move in ready lake homes is to get the listings emailed to you as soon as they hit the market.   Click Here to receive your personalized lake list

Wabeek Lake Homes for Sale

All sports lakes in Oakland County

Russ is full time realtor with 14 years of experience of finding good deals for his clients.  An added bonus is that he buys a new kayak, or lawnmower, or grill, or snowblower, or lawnmower when you buy and close on a home with him.

I want a free kayak when I buy my next home

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Two Biggest Mortgage Mistakes

When you are buying your first home in White  Lake Michigan, there are a few things you could being making mistakes on. To save yourself from making said mistakes, continue reading and be sure to reach out if you have any other questions… (248)310-6239 & yesmyrealtor@gmail.com

There are two big mortgage mistakes that can be made when buying a White Lake home for the first time:

1.) Quit your job. Do not quit your job during the time you put in an offer and before you close. After you close on the house you can do anything you want. But if you want the house, do not quit your job. The bank or lender will verify your employment right after closing. So if you decide to quit your job, HR is going to tell the bank you no longer work there. No longer work there – NO LOAN!

2.) Incur more debt. Once you apply for a loan do not buy anything else on credit. NOTHING. Do not go buy furniture for a new house. Do not buy a new car. Do not order new things through a catalog and put them on your credit cards. All spending should be put on hold until you close on your loan. Lenders today are doing double checks on everything. If they pull another credit report during the process and you debit ratios are off then you are not going to get the loan. Many years ago I have this happen where the buyers went out and bought a car and furniture during the process. The bank denied their loan after it was in process because of their excessive debt.

So please do not quit your job or incur more debt after you put in a purchase agreement. Just my warning so you can get your loan for your new White Lake home.

Here are Oakland County Lakes T – Z Check them out and see if any of them suit your needs in a lakefront property.

Leonard Lake

This Cooley Lake Video will provide you with great info on Cooley lake in White Lake Mi.

Duck Lake Orion Twp

use this valuable tool for your next home search Lake Map home search

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Homes for sale on Maceday Lotus Lake Waterford Michigan

Lake Homes for sale on Maceday Lake

Here you’ll find homes for sale on Maceday lake. Check them out and give me a call and let’s see whats out there that fits you and your families needs. The summer is around the corner…. hopefully! But it’s time to start looking for that dream lakefront home of your’s. You and your kids are going to want to spend as much time as you possibly can on the water this summer. Especially after this seemingly never-ending winter. Let’s get out there and see what’s available and get an offer in and accepted in time for the beautiful days ahead.

If you did not know Maceday and Lotus Lake connect.  It is great way to get more lake for your money when you buy a home on Maceday or Lotus Lake.  Combined the two lakes add up to 419 acres which is a good sized lake.  Big enough to water ski, tube, surf behind the boat, or wakeboard.  Of course jet skis are allowed to.

(248)310-6239 & yesmyrealtor@gmail.com

Check out these homes currently available on Maceday Lake as of 7/31/2018

3855 Iris, Waterford Twp 48329
MLS#: 217110786 Status: ACTV Stat Dt: 12/20/17 List Price: $399,900
County: Oakland Area: 02131 Sqft: 2,030 DOM: N/223/223
School D: Clarkston Beds: 4 Yr Built: 2018 Acreage: 0.12
Prop Type: Residential Baths: 2.1 Bsmt: No Grg Size: 2 Car
Style:  Colonial Sum Tx: Win Tx: Fireplace: No
Pool: No
   

7290 WILLIAMS LAKE Road, Waterford Twp 48329-2879
MLS#: 218060698 Status: ACTV Stat Dt: 07/02/18 List Price: $675,000
County: Oakland Area: 02131 Sqft: 3,444 DOM: Y/610/610
School D: Clarkston Beds: 5 Yr Built: 1988 Acreage: 0.38
Prop Type: Residential Baths: 4.0 Bsmt: Yes Grg Size: 3 Car
Style:  Colonial Sum Tx: $5,503 Win Tx: $2,755 Fireplace: Yes
Pool: No

 

If you like one of these homes on Maceday Lake give me a call and we’ll schedule a tour! I am Oakland County’s lake real estate expert, I know how to help find you the best lakefront home for the best deal in time for summer (248)310-6239

Let’s find you a beautiful lake home so you can enjoy the lake this summer!

 

Thinking of buying a lake home?  Get the latest lake listings so you do not miss out on the best home.

Click below

I’m Ready for a Lake Home! Russ is full time realtor with 14 years of experience of finding good deals for his clients.  An added bonus is that he buys a new kayak, or lawnmower, or grill, or snowblower, or lawnmower when you buy and close on a home with him.

I want a free kayak when I buy my next home

If you are a lake home owner and looking to sell you may not know that I am one of the best internet marketers in the nation.  More lake home buyers come to my lake websites and regular websites than get the lakefront home magazines.  More lake home buyers will see your home on these websites when you list with me.  We give your home a special page on the website to get your home more exposure.  So give me a call at (248) 310-6239 to get started.  Or you can text me.

Search Waterfront foreclosures Waterford Michigan.  There are very, very few foreclosures anymore and even less lake foreclosures, but if there are any out there I will be glad to send them to you.  Email me for your list.  Strawberry Lake homes for sale is part of the chain of lakes in Livingston County near Hamburg.  Strawberry Lake is one of the bigger lakes on the chain of lakes.  It is great for water sports.  Whereas Tamarack Lake Homes for Sale are on a smaller quieter lake.

waterford michigan lakefront homes

Here are four different articles that I have written in the past that you may not have seen.  Great information for you.

If you are thinking of selling or buying a home in South east Michigan give me a call or text me at 248-310-6239.  I am the realtor that is not going to pressure you to make a sale.  What I will do is give you the information needed to make the right decision.  I want you to buy a home that fits your family and that will bring you more money when you sell it in the future.

Have a great day!!!   Russ

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Lakefront homes for sale Pine Lake

Lakefront homes for sale Pine Lake

Are you looking for an all sports lake in West Bloomfield?  Some of your choices are Pine Lake, Walnut Lake, and Cass Lake.  Pine Lake in West Bloomfield MI is what most would consider an “upper end lake”.   I would consider any of these lakes Lakefront homes are going to be more expensive because Pine Lake and West Bloomfield are a desirable lake in a high demographic city with good schools.  Note: there is one section of the lake which is Pontiac schools and homes on that side go for a little less. Pine Lake has a marina on the lake and they even have a ski/wake board school that teaches on the lake. Pine Lake Country Club is located on the lake.  The club has outdoor tennis courts, an indoor tennis house, swimming pool and deck areas, renovated golf course and a beautiful clubhouse.  Pine Lake Country Club was originally the Automobile Club of Detroit (started in 1902).  Some of the early members were John Dodge, Ransom Olds, Henry Ford, Ray Chapin, E.P.Hammond, W.C.Hartman and James Couzens.

Are you looking for a certain size lake in Oakland County?  I have a complete list of the bigger lakes Oakland County Lakes by Size  Some lakes show different sizes because different places show different acreage.   So there may be a little discrepancy.  Are you tired of owning a home and want no outside maintenance?  Then condo living may be for you.  There are not a lot of lakefront condos in Oakland County but here is a list of Oakland Lakes that have lakefront condos on them.  Some lake home buyers want a private lake with less traffic.  Other lake home buyers really do not care.  Here is a list of public lakes in Oakland County Michigan

More information about Pine Lake in West Bloomfield

  • Cities the lake lies in                               West Bloomfield
  • School district for the lake                    Bloomfield Hills
  • Streets around the lake are                   Paved,
  • City water                                                  Well, municipal
  • City sewer                                                  Septic, sewer sanitary
  • Canals on Lake                                         yes
  • Lots over an acre on lake                       yes
  • Water-ski course                                     n/a
  • Condominiums                                        yes
  • All sports lake                                          Yes
  • Private                                                       Yes
  • Size                                                             395 acres
  • Maximum Depth                                     90 feet
  • Public Access                                           No
  • Public Beach                                            No
  • Wake restrictions                                   Unknown
  • Water Source                                          Unknown

3836 Pine Lake Knoll Drive Bldg#3 Unit#7, West Bloomfield Twp 48324-1648
MLS#: 215004434 Status: ACTV Stat Dt: 01/15/15 List Price: $634,000
County: Oakland Area: 02181 Sqft: 3,358 DOM: Y/1268/1268
School D: West Bloomfield Beds: 2 Yr Built: 1989 Acreage: 0
Prop Type: Condominium Baths: 3.1 Bsmt: Yes Grg Size: 2 Car
Style:  Contemporary Sum Tx: $6,560 Win Tx: $2,170 Fireplace: Yes
Pool: No
   

 

3668 Orchard Lake Road, West Bloomfield Twp 48324-1641
MLS#: 218047881 Status: ACTV Stat Dt: 05/31/18 List Price: $1,195,000
County: Oakland Area: 02181 Sqft: 6,243 DOM: Y/126/126
School D: West Bloomfield Beds: 4 Yr Built: 1951 Acreage: 1.06
Prop Type: Residential Baths: 3.0 Bsmt: No Grg Size: 4 Car
Style:  Colonial Sum Tx: $8,198 Win Tx: $3,849 Fireplace: Yes
Pool: No
   

 

3150 W LONG LAKE Road, West Bloomfield Twp 48323-1839
MLS#: 218048534 Status: ACTV Stat Dt: 06/12/18 List Price: $1,990,000
County: Oakland Area: 02181 Sqft: 4,136 DOM: N/23/23
School D: Bloomfield Hills Beds: 4 Yr Built: 1975 Acreage: 0.83
Prop Type: Residential Baths: 4.2 Bsmt: Yes Grg Size: 3 Car
Style:  Colonial Sum Tx: $19,202 Win Tx: $18,055 Fireplace: Yes
Pool: No
   

 

3184 MIDDLEBELT Road, West Bloomfield Twp 48323-1937
MLS#: 218026918 Status: ACTV Stat Dt: 04/03/18 List Price: $1,995,000
County: Oakland Area: 02181 Sqft: 4,108 DOM: N/93/93
School D: Bloomfield Hills Beds: 4 Yr Built: 1918 Acreage: 0.8
Prop Type: Residential Baths: 4.1 Bsmt: Yes Grg Size: 2 Car
Style:  Colonial Sum Tx: $13,046 Win Tx: $12,499 Fireplace: Yes
Pool: No
   

 

3556 PINE ESTATES DRIVE, West Bloomfield Twp 48323-1954
MLS#: 218030273 Status: ACTV Stat Dt: 04/12/18 List Price: $2,599,000
County: Oakland Area: 02181 Sqft: 4,986 DOM: N/84/319
School D: Bloomfield Hills Beds: 4 Yr Built: 1966 Acreage: 0.51
Prop Type: Residential Baths: 5.1 Bsmt: Yes Grg Size: 3 Car
Style:  Contemporary, Other Sum Tx: $12,697 Win Tx: $12,083 Fireplace: Yes
Pool: No
   

 

3222 MIDDLEBELT Road, West Bloomfield Twp 48323-1938
MLS#: 218004490 Status: ACTV Stat Dt: 01/18/18 List Price: $4,490,000
County: Oakland Area: 02181 Sqft: 7,472 DOM: N/168/168
School D: Bloomfield Hills Beds: 6 Yr Built: 1999 Acreage: 1.89
Prop Type: Residential Baths: 7.4 Bsmt: Yes Grg Size: 4 Car
Style:  Other Sum Tx: $30,586 Win Tx: $28,887 Fireplace: Yes
Pool: No
Pine Lake Oakland County Michigan

Pine Lake Oakland County Michigan

 

If you want to check out any of these lakefront homes for sale on Pine lake in West Bloomfield Michigan. The homes here are all different prices, styles and  shapes. All you need to do is get in contact with me and I’ll help make your  next move easier.  As Oakland County’s lake real estate expert My goal is to help find those looking for a lakefront property, the perfect lakefront home for their specific wants and needs. Give me a call and we’ll find you, your dream lakefront home just in time for summer (248)310-6239 & yesmyrealtor@gmail.com

Here are 5 links to past posts I have written on this site that you may not have seen.  Feel free to browse through them.

Thinking of buying a lake home?  Get the latest lake listings so you do not miss out on the best home.

Click below if you are ready for a Lake Home!

If you are looking outside of Oakland County then maybe these two lakes may interest you Lakefront Homes for Sale Buck Lake Hamburg Township Michigan or Bullard Lake Foreclosures Michigan.  Do you want to stay along the I-75 corridor?  Here is the latest list of waterfront homes for sale near Clarkston Michigan and a list of the lakes in the area.

west bloomfield

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*MAJOR PRICE  REDUCTION* 1798 CASS LAKE FRONT Road, Keego Harbor 48320

*MAJOR PRICE  REDUCTION*

1798 CASS LAKE FRONT Road, Keego Harbor 48320

Come build your dream home on this awesome lakefront property! This home is in a great area and is right on Cass Lake. The views are great and the water is clear. Come take a look at this beautiful property. This home was just dropped in price drastically and you should be the first to know! So give Russ a call and let’s get you out there to check out this great Cass Lake property!!!

This home is a tear down, but the views you get from the lake are worth the time it might take to build your dream lakefront home! Trust me when I say that a piece of lakefront property like this doesn’t come around too often so get out there and see this home before someone else makes an offer!

 

 

 

 

 

 

 

 

Whenever you hire a realtor go with the realtor that has the expertise and the experience to find the perfect fit for you.I believe this piece of property is perfect for you and the potential is definitely there!  It is a great lifestyle living on the lake.  Once you do it you will be asking yourself…..why didn’t we do this years ago?  If you have questions about buying this lakefront home, or about getting ready to buy, give me  a call at (248) 310-6239 or send me an email at yesmyrealtor@gmail.com

 

Find Lakefront Homes For sale on Big Lake in Springfield MI & market data or maybe you would like to be closer to I-96.  Cedar Island Lake homes for sale and Sugden Lake homes for sale would be closer than big lake.  If you do not mind being out by Clarkston or live near Lake Orion or Oxford another nice lake to consider moving to is Tommys Lake in Orion Township

Watch this video on Cass Lake in West Bloomfield 

 

buying a home

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Previous Next 1-35 of 250

 

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11 Curb Appeal Tips – SE Michigan Home Selling Tips

Flowers in the window box makes great curb appeal

We want your home to have curb appeal.  What does curb appeal really mean?  It is a term that started many years ago before the days of internet.  Back when people used to drive by the homes prior to deciding whether to go to see the home.  There were not a lot of pictures back then for buyers to look at.  Sometimes listings only had one picture of the house.  Even back then it was kind of dumb in my opinion to judge a home on outside appearance.  Just because the outside is not that nice doesn’t mean the inside is not nice or what you want.  So to buyers I say you should not make judgments on the whole house based on a look at the outside.  However to you the seller I have to tell you that outside curb appeal still matters.  I have had buyers discount homes and not go to see them based on:

  • color of the brick
  • name of the street
  • the front porch size and shape
  • that the house faced the wrong way
  • that house next door was junky
  • the  exterior siding, or wood
  • overgrown bushes

Curb appeal today is not as important factor as it was year past because home buyers do not drive by as much.  They can see so much more of the house interior on line.  It is still one factor in getting your home sold.  When I list homes I my goal is to to help my clients prepare their home to get top dollar.  Beautiful updated homes get top dollar naturally.  However it also becomes a point in how much time and money do you want to put into a home and how much do you get back?  It does not make sense to put $20,000 into a home only to get $5000 of it back.  That’s not smart and that is not what I want my sellers to do.  Improving your home’s curb appeal helps sell your home two different ways

  1. Good curb appeal of your home gets more buyers to come see your home.  Good pictures are important on line whether they are of the outside or inside.  So you the home seller should make the over all outside appearance of your home better.  It’s about the color contrast, it’s about the over all neatness, and about seeing the house.  I would call it the big picture.  The trimming of shrubs and trees.  The landscaping.  The greenness of the yard, the colorful pots of flowers, and contrasting colors of doors, shutters, and trim.  The curb appeal in this instance is about the overall look from a distance.
  2.  The second part of good curb appeal is up close.  Like a nice mailbox, new porch light fixture, or new door knobs.  This type of curb appeal gives buyers the good first impression before they walk in to your house.  It gives them the impression that you take care of your house.  Gives the buyer the warm fuzzy feeling that the house is nice inside too.

My goal is to help get you top dollar for your Metro Detroit home, but I  cannot do it alone.  I also need your help in doing this.   You may have to do a few things to make your Metro Detroit home appeal to more buyers.  Sellers that listen to my advice usually get more money for their home and sell it quicker. Pictures and curb appeal is so important in getting buyers to look at your house.  In this edition of my home selling tips I am going over “How to make your home stand out” when selling your home.

Add flowers or potted plants for easy curb appeal

When selling a home or even a  lake house in Oakland County Michigan  making the Most of that First Impression, it is so important.   Some home buyers will cross your home right off the list for the silliest of reasons.  Would you believe I have had a client that crossed homes off the list if she couldn’t pronounce the name of the street.  It is the same way with the appearance of your home on the outside.  Real estate professionals call it “curb appeal”.   You do not want the buyer to cross your home off the list of homes to see simply because they did not like the first picture of your home.  Curb appeal helps you get buyers in the door.   Do you want your home crossed off the list because the light fixture was crooked or because there was a dead shrub in the yard?  That could have been the buyer that would have bought your home. So what do you need to do to make that first great impression on a potential home buyer?

 

11 curb appeal tips to get top dollar for your home

1) Paint the front door.  A weathered front door will keep it from selling.  I had a million dollar home that had a very weathered door.  I believe it hindered the sale because the buyers always thought the home owner did not take care of the house.  First impressions of whether the home is well maintained or a fixer upper can be detrimental to your sale.  If the door does not need painting then at least freshly scrub the front door.  Add a shiny new door knocker or door handle and locks. Gorgeous hardware (plus a glossy paint job) can make even the plainest door look very classy.  Nothing is worst than a real estate agent fighting to get into your house because your door locks are tricky.

Northville curb appeal

2.) Caulk and paint any trim on the front.  While the buyer is walking up to the house they will be noticing the trim around the windows and doors.  If the paint is peeling or there is rotting wood then the buyer is going to feel you do not take care of the house.

3.)  Do you have a good sized front porch? Add a piece or two of porch furniture The key is do not make it crowded.  Make it appear homey without being cluttered.   One item may be enough.  A chair with a small table, a pair of matching rockers, Adirondack chair or a cozy glider is a plus when you have a front porch that is visible from the street. For some reason buyers love the idea of sitting on their front porch.  Whether they do is another matter.

4.)  Fix the major trip hazards.  You do not want the buyers to be falling on the way into the house.  Cement leveling is relatively cheap or you can add asphalt to slope up to the tilted cement.  Or you could just replace the pieces of concrete that have been uneven.

5.)  Shrub beds.  Weed them, and add a fresh layer of mulch, bark, or stone.  Remember you are not going to live here long so do not go hog wild and spend a fortune on new stone.  The potential buyers may hate the color of the stone or the stone in general.

Does this make you want to see this house?

6.) Repair the driveway and paths.  Again this is a tricky one.  Is there major trip hazards or is the driveway crumbling?  Then you may have to replace sections of the cement.  Try to avoid replacing it all as this is money you may not recoup.  If the driveway is just cracked…..Many home buyers do not place a big emphasis on it.  If it’s winter, shovel the walkways. The fewer obstacles between prospects and the true appeal of your home – the better.

 7)  A clutter-free porch welcome prospects.  Get rid of everything but the basics.  Remember less is more.  Make the porch appear spacious and not cluttered.  Add a new front mat welcoming people.  Now is the time to make a statement like “friends welcome, family call ahead”.  Be welcoming to everybody.

8.) Swap out old porch & garage lighting.  I have seen lights full of bugs, or lights that are crooked.  Try replacing rusty, or tiny sconces with a big, statement-making pendant lights.  Remember buy nice, but be frugal.

9.) Add a hot accent. A colorful accent door or piece of furniture may help make your home stand out.  Be careful that the color is not too wild.   Red is vibrant; a little goes a very long way. Try a bright red bench, planter or mailbox to add pizazz that can be seen in online photos.

10.)  A well-manicured lawn is another cheap factor in curb appeal.   Green it up!  Put some fertilizer on it.  Cut the grass every 5 to 7 days.  Edge the sidewalks and driveway.  Seed the bare spots.  You need to start this process 2 or 3 months before you list.  All of this will help your house look good for just a few dollars.

11.) Trim up the shrubs and tree so you can see the house.  If the bushes and trees are overgrown once again the buyer is going to think the whole house is poorly maintained.

I hope this edition of 11 tips for curb appeal  home selling tips by Russ Ravary helps you prepare your home for sale.  I know what works.  I helped my clients buy and sell 85 homes in 2017.  I want yours to sell too.  So let’s work together and get your home sold for top dollar!  Call me if you are thinking of selling your home at (248) 310-6239.

Brookstone Subdivision in Northville Twp MI is a nice little subdivision that is not too far from M-14 expressway.  If you want a beautiful small lake then Lower Long Lake homes in Bloomfield MI may be the place for you.  Buying a home can be a anxious experience for some home buyers if you do not know how the home buying process works.  I want to make that a little easier for you with these Livonia home buying tips – No need to worry

Bristol Corners Subdivision homes in Novi MI is on the north end of Novi closer to 12 Oaks Mall.

Homes for sale in Livonia MI

Here are four different lakes to check out in Oakland County that you may be interested in.

If you go to these pages you will find out everything I know about these lakes including size, depth, and photos of the lake and homes.

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What If I decide I don’t Want the Home

Buying a home is a very big step to take! While you think you might have found the home of your dreams, a lot of you may decide you’ve simply changed your mind, gone through a life change, or you may have come to terms its just not the right time for you… whatever the reason things can happen and minds can change. That’s why you need to understand what you can do if something like that happens to you.

I will label this Commerce home buyer tips but it could be for any city – what if I decide I don’t want to the Commerce Township home? For no reason in particular I just want out of the purchase agreement. You may be getting buyer’s remorse. You may think you over paid, or that a better house may come up.

If this happens before the home inspection you might have a chance to get out of it if there are some inspection issues. You can use the inspection issues as a reason to get out. Then you are safe and you can get your deposit back.  In most cases you can use the home inspection as your excuse to get out.  The seller may not like it but there is really nothing they can do about it in most cases.  Many sellers would rather get the home back on the market right away rather than deal with a uncertain home buyer.  If you back out with the inspection clause you would most likely get your earnest money back.

The other way you could possibly get out is if you don’t qualify for a mortgage any more. You would need to get a mortgage denial letter from your lender. Then you could get your deposit back. I as your agent have to send that along with a mutual release to the listing agent to get your money back. I have heard of some mortgage loan officers doing that letter for you even if it is not true.  It’s not really ethical but it has been done before.

If you just want to get out of buying that Commerce home and the inspection has passed and your mortgage company won’t give you a denial letter then you are going to lose your earnest money deposit.

I always say you have to think about what you are doing to the other side. The Commerce home owners think they have a deal with you. They are working in good faith.  They are counting on you to buy their Commerce home. The question I always ask is “How would you like that to happen to you” if somebody just decided for no reason to back out?  It is all about doing the right thing and karma.  However you have to look out for you if you really do not want the home.

You can’t just change your mind and not expect to lose your earnest money. The seller has a valid contract and if there is no reason to get out they have the right to your deposit. It doesn’t matter if it is a Commerce home or any home in Oakland County or Wayne County.  If you sign a contract you have to follow through with the contract or there are consequences.

If you have found that you want to work with a realtor that can help you no matter what stage of your real estate journey you are in, give Russ Ravary a call (248)310-6239 & yesmyrealtor@gmail.com

Here are a few past pages I have written about our local lakes if you are looking for a lake home near metro Detroit.  Indianwood Lake homes in Lake Orion Township is a very quiet non all sports lake.  Or maybe you like a home that is closer in like finding a Lakefront Homes for Sale Island Lake in Bloomfield Township Michigan.  This is a page on Lakefront foreclosed homes in Commerce Michigan.  Or maybe you are looking for a semi rural area that is not all congested with heavy traffic.  If you are looking for a more laid back way of life then look at waterfront properties for sale White Lake Michigan.  You will be glad you did.

So many of the good lake homes get sold before the average buyer even gets to see them.  I have seen homes sell in under a week.  The good lake homes go quick.  If you want the latest lake home listings emailed to you daily so you can look at them at your leisure.

Click Here to Join My Lake VIP Home Buyer Club

Don’t miss out on the best lake deal!

The bargain homes and the move in ready homes sometimes sell in just a few days.  So many home buyers never even see them because they are not getting the newest home listings sent to them.  Get the best homes emailed to you as soon as they hit the market.  Join my

Home Buyer VIP Club

Here are some past articles I have written over the years that you may enjoy. So what are you going to do….huh will give you a little insight to real estate.  If you are looking in Northville you may want to know about some of the subdivisions and see if they fit your family.  Here is a nice sub in Northville…..Woodland North Subdivision Northville Twp MI or here is one in Novi that is worth looking at too Vista Hills Subdivision Novi MI.

Maybe you are more of a water person and have the dream of living on a lake.  The thought of coming home to watch the sunset on the lake, or jumping on the boat for a leisurely ride after a rough day at work is what you want in life, then look at Silver Lake homes for sale in Waterford MI.  It sure beats Buying a Farmington Hills HUD home – Problems

 

 

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Pine Lake lakefront homes for sale in West Bloomfield

Lakefront homes for sale on  Pine Lake West Bloomfield Michigan

 

 

 

 

 

 

 

Pine Lake in West Bloomfield MI is what I would consider an “upper end lake”.  Lakefront homes are going to be more expensive because Pine Lake and West Bloomfield are a desirable lake in a high demographic city with good schools.  Note: there is one section of the lake which is Pontiac schools and homes on that side go for a little less. Pine Lake has a marina on the lake and they even have a ski/wake board school that teaches on the lake. Pine Lake Country Club is located on the lake.  The club has outdoor tennis courts, an indoor tennis house, swimming pool and deck areas, renovated golf course and a beautiful clubhouse.  Pine Lake Country Club was originally the Automobile Club of Detroit (started in 1902).  Some of the early members were John Dodge, Ransom Olds, Henry Ford, Ray Chapin, E.P.Hammond, W.C.Hartman and James Couzens. Fun Fact!

Pine Lake Condos West Bloomfield MI

 

 

 

 

 

 

 

Pine Lake in West Bloomfield is a great place to live because you are close to Telegraph and Orchard Lake Road.  You can live on a lake and still have an easy commute to work.

Pine Lake West Bloomfield MI Information

  • Cities the lake lies in                              West Bloomfield
  • School district for the lake                    Bloomfield Hills
  • Streets around the lake are                   Paved,
  • City water                                                 Well, municipal
  • City sewer                                                 Septic, sewer sanitary
  • Canals on Lake                                        yes
  • Lots over an acre on lake                      yes
  • Water-ski course                                     n/a
  • Condominiums                                       yes
  • All sports lake                                          Yes
  • Private                                                       Yes
  • Size                                                            395 acres
  • Maximum Depth                                    90 feet
  • Public Access                                           No
  • Public Beach                                            No
  • Wake restrictions                                   Unknown
  • Water Source                                           Unknown


Lakefront homes for sale on Pine Lake West Bloomfield MI as of 6/6/2018

3668 Orchard Lake Road, West Bloomfield Twp 48324-1641
MLS#: 218047881 Status: ACTV Stat Dt: 05/31/18 List Price: $1,195,000
County: Oakland Area: 02181 Sqft: 6,243 DOM: Y/97/97
School D: West Bloomfield Beds: 4 Yr Built: 1951 Acreage: 1.06
Prop Type: Residential Baths: 3.0 Bsmt: No Grg Size: 4 Car
Style:  Colonial Sum Tx: $8,198 Win Tx: $3,849 Fireplace: Yes
Recent: 05/31/2018 : New : ->ACTV Pool: No
   

3184 MIDDLEBELT Road, West Bloomfield Twp 48323-1937
MLS#: 218026918 Status: ACTV Stat Dt: 04/03/18 List Price: $1,995,000
County: Oakland Area: 02181 Sqft: 4,108 DOM: N/64/64
School D: Bloomfield Hills Beds: 4 Yr Built: 1918 Acreage: 0.8
Prop Type: Residential Baths: 4.1 Bsmt: Yes Grg Size: 2 Car
Style:  Colonial Sum Tx: $13,046 Win Tx: $12,499 Fireplace: Yes
Pool: No
   

3556 PINE ESTATES DRIVE, West Bloomfield Twp 48323-1954
MLS#: 218030273 Status: ACTV Stat Dt: 04/12/18 List Price: $2,599,000
County: Oakland Area: 02181 Sqft: 4,986 DOM: N/55/290
School D: Bloomfield Hills Beds: 4 Yr Built: 1966 Acreage: 0.51
Prop Type: Residential Baths: 5.1 Bsmt: Yes Grg Size: 3 Car
Style:  Contemporary, Other Sum Tx: $12,697 Win Tx: $12,083 Fireplace: Yes
Recent: 05/31/2018 : DOWN : <spantitle=$2,775,000-&gt$2,599,000>$2,775,000->$2,599,000</spantitle=$2,775,000-&gt$2,599,000> Pool: No
   

3222 MIDDLEBELT Road, West Bloomfield Twp 48323-1938
MLS#: 218004490 Status: ACTV Stat Dt: 01/18/18 List Price: $4,490,000
County: Oakland Area: 02181 Sqft: 7,472 DOM: N/139/139
School D: Bloomfield Hills Beds: 6 Yr Built: 1999 Acreage: 1.89
Prop Type: Residential Baths: 7.4 Bsmt: Yes Grg Size: 4 Car
Style:  Other Sum Tx: $30,586 Win Tx: $28,887 Fireplace: Yes
Pool: No
   

 

 

 

 

 

 

 

 

If you are thinking of moving to West Bloomfield Michigan, give me a call (Russ Ravary). I am Oakland County’s lake real estate expert and I have a great amount of knowledge when it comes to lakefront buying or selling. I have numerous tools you, yourself can explore to help find the home of your dreams, and If you look and see a home here you want to go see, give me a call and let me know when works for you and what you are looking for! (248)310-6239 & yesmyrealtor@gmail.com

 

Hire the best Realtor you can!

 

16 years of experience and full time Russ Ravary

 

 

 

 

 

 

 

 

Here are four other lakes that you may like that are in the area.  Dow Lake homes in Orchard Lake MichiganDuck Lake homes in Highland MichiganDunleavy Lake homes in Highland MIEagle Lake homes in Waterford Michigan.  All of these links have photos, videos, and lots of great real estate and lake information on them.  I believe a knowledgeable buyer and seller make smarter decisions on their real estate transactions.  I want you to be happy after you close.  Plus I want to make money on your home.  That’s my goal……………… to keep more money in your pocket.

Plymouth Hills Subdivision Plymouth MI is one of the older subdivisions in Plymouth, but it still has many beautiful homes that buyers want.  Plymouth Michigan is still one of the hottest places to buy in Wayne County.  Middle Straits Lake West Bloomfield MI is considered one of West Bloomfield’s premier all sports lakes.  Plus it is not too far from Haggerty Rd or M-5 for easy commuting.  If you are looking to Move to Michigan – West Bloomfield churches & synagogues will give you an idea of the local places of worship.  Along with Plymouth, Northville is another highly desirable community in Western Wayne County.  Many sports stars live in the community too.  Brookstone Subdivision in Northville Twp MI is not too far from M-14 or I-275.  Getting to downtown Detroit is fairly easy.   Again if lake life is what you want then Lower Long Lake Bloomfield Twp MI might be a lake area you want to see.  Because it is in Bloomfield Township the property values are going to be higher than some of the surrounding lakes.

 

 

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Home for sale on union Lake  in West Bloomfield Michigan!

Home for sale on union Lake  in West Bloomfield Michigan!

Are you wanting to live the life of Lake Living? Come and check out these Lakefront Homes for sale on Union Lake in West Bloomfield Michigan. If Union Lake is not your cup of tea, search Elizabeth Lake homes – Elizabeth Lake real estate Waterford MI. Lakefront Homes are all over the place! But remember, The good homes are selling fast, so when you see something that you like, contact me right away so I can get you inside of the home to take a look around.

Homes currently for sale on union Lake in West Bloomfiled Mi (as of 6/8/2018)

7980 BARNSBURY Avenue, West Bloomfield Twp 48324-3620
MLS#: 218030112 Status: ACTV Stat Dt: 04/11/18 List Price: $2,475
County: Oakland Area: 02181 Sqft: 1,248 DOM: N/58/58
School D: Walled Lake Beds: 3 Yr Built: 1925 Acreage: 0.12
Prop Type: Residential Baths: 2.0 Bsmt: Yes Grg Size: 1 Car
Style:  Bungalow Fireplace: No
Pool: No
   

7980 BARNSBURY, West Bloomfield Twp 48324-3620
MLS#: 218030125 Status: ACTV Stat Dt: 04/12/18 List Price: $499,997
County: Oakland Area: 02181 Sqft: 1,248 DOM: N/58/58
School D: Walled Lake Beds: 3 Yr Built: 1925 Acreage: 0.12
Prop Type: Residential Baths: 2.0 Bsmt: Yes Grg Size: 1 Car
Style:  Bungalow Sum Tx: $4,608 Win Tx: $1,093 Fireplace: Yes
Pool: No
   

7928 FLAGSTAFF Street, West Bloomfield Twp 48382-2327
MLS#: 218032964 Status: ACTV Stat Dt: 04/20/18 List Price: $600,000
County: Oakland Area: 02181 Sqft: 2,200 DOM: Y/50/50
School D: Walled Lake Beds: 3 Yr Built: 1922 Acreage: 0.23
Prop Type: Residential Baths: 1.1 Bsmt: No Grg Size: 2 Car
Style:  Bungalow, Cape Cod Sum Tx: $3,003 Win Tx: $1,912 Fireplace: No
Pool: No
   

7576 BARNSBURY Drive, West Bloomfield Twp 48324-3608
MLS#: 218040129 Status: ACTV Stat Dt: 05/09/18 List Price: $689,000
County: Oakland Area: 02181 Sqft: 922 DOM: Y/408/408
School D: Walled Lake Beds: 2 Yr Built: 1929 Acreage: 0.13
Prop Type: Residential Baths: 1.0 Bsmt: No Grg Size: 1 Car
Style:  Bungalow Sum Tx: $3,016 Win Tx: $1,126 Fireplace: No
Pool: No
   

7580 BARNSBURY Drive, West Bloomfield Twp 48324-3608
MLS#: 218040115 Status: ACTV Stat Dt: 05/09/18 List Price: $689,000
County: Oakland Area: 02181 Sqft: 922 DOM: Y/408/408
School D: Walled Lake Beds: 2 Yr Built: 1929 Acreage: 0.27
Prop Type: Residential Baths: 1.0 Bsmt: No Grg Size: 1 Car
Style:  Bungalow Sum Tx: $3,016 Win Tx: $1,126 Fireplace: No
Pool: No
   

7405 LOCKLIN, West Bloomfield Twp 48324-3832
MLS#: 218035642 Status: ACTV Stat Dt: 04/27/18 List Price: $1,299,999
County: Oakland Area: 02181 Sqft: 3,825 DOM: Y/455/455
School D: Waterford Beds: 4 Yr Built: 2002 Acreage: 0.24
Prop Type: Residential Baths: 4.1 Bsmt: Yes Grg Size: 4 Car
Style:  Colonial Sum Tx: $11,528 Win Tx: $6,741 Fireplace: Yes
Recent: 05/25/2018 : DOWN : <spantitle=$1,395,000-&gt$1,299,999>$1,395,000->$1,299,999</spantitle=$1,395,000-&gt$1,299,999> Pool: No

If you are interested in any of these Lakefront Homes for sale on Union Lake in West Bloomfield Michigan or would like some more information about the homes, please don’t hesitate to contact me at (248) 310-6239 or email me at yesmyrealtor@gmail.com. I will set you up with a personalized list of homes that meet your criteria, to insure that your next homes features all of your wants and needs. That is the most important key in today’s market, getting the listings first so you don’t miss out on the best deals that are currently out there on the market. Like I said before, the good homes are selling fast, so when you see something that you like, contact me right away so I can get you inside of the home to take a look around. Are you looking for Lakefront homes for sale in Livingston County Michigan? If so I know basically all of the general information about each lake in Livingston County and Oakland County! If you are interested in Living on a lake in Livingston County check out Lakefront Homes for sale on Coon Lake Marion MI . If you are not interested in living in the Livingston County area, take a look at this Lake located in Oakland County MI, Lakefront Homes for sale on Clark lake Commerce MI. Join my VIP email home search and get the latest homes emailed to you so you don’t miss out on the best home deals. If you buy and close on a home  with me as your realtor, I will buy or credit you a new Kayak or Lawnmower. So what are you waiting for? Pick up the phone and give us a call today at (248) 310-6239 or email us directly at yesmyrealtor@gmail.com. We look forward to hearing from you!

*BUYER'S BONUS* for more information call (248)310-6239

Russ Ravary Michigan Lake Realtor

 

 

 

 

 

 

 

 

 

 

Another great day coming on Union Lake in West Bloomfield MI

Russ is full time realtor with 14 years of experience of finding good deals for his clients.  An added bonus is that he buys a new kayak, or lawnmower, or grill, or snowblower, or lawnmower when you buy and close on a home with him.

I want a free kayak when I buy my next home give me my home buyer bonus!!!!

There are many Waterfront homes for sale Waterford Michigan whether are looking on all sports Cass Lake Michigan or on smaller Williams Lake or Watkins Lake you will find plenty of room to ski, tube, or wakeboard.  I myself used to love skiing on this lake and there are many beautiful Cedar Island Lake Homes for Sale

You can check if there are any Chalmers Lake Lakefront foreclosures to chose from though there have been very few lake foreclosures in Metro Detroit in the last few years.  If you are looking to live near Milford or near the M-59 corridor then Charlick Lake Waterfront Properties in Highland MI  may be a lake for you.  Near Charlick Lake is another small lake call Taggert which is a quiet lake which has good fishing.

On the opposite end you will find Walnut Lake homes for sale in Oakland County MI will be more expensive and much larger than homes on Charlick Lake.  If you want more than a bottle of wine when you close on a lake home you should give me a call.  With me you will get an Oakland County Buyers Bonus  Get an added bonus when you buy your next home.  Russ not only will help you find a home that fits your needs at a great price, he also gives you a great closing gift of a new kayak, or grill, or snowblower, or lawnmower.  (up to $500 in value)

Click Here to Get Your Free Kayak or Grill

 

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Lakefront Homes for sale on Island Lake, Bloomfield Twp MI

Lakefront Homes for sale on Island Lake, Bloomfield Twp MI

Island Lake in Bloomfield Township Michigan is an upper end prestigious lake.  Children that live on Island Lake attend Bloomfield Hills Schools.

You won’t find those old 1920’s 800 square foot wood ranches on Island Lake in Oakland County.  You most likely are not going to find a lakefront home less than $500,000 on this Oakland County lake.  Most of the Island Lakefront homes were built in the 1950’s and 1960’s.  There are some waterfront homes that were built later, some as late as 2000.

Most of the homes are ranches, colonials, cape cods, and contemporary home.  They range in size from 2000 square feet to over 5000 square feet.

Most Island Lake properties range from 1/2 acre to over 2 acres.  Some of them have over 200′ of lake frontage.

 

 

 

 

 

 

 

 

 

 

  • Cities the lake lies in                           Bloomfield
  • School district for the lake                 Bloomfield Hills
  • Streets around the lake are                Gravel, paved
  • City water                                              Well, Municipal
  • City sewer                                              Sewer sanitary
  • Canals on Lake                                     no
  • Lots over an acre on lake                   yes
  • Water-ski course                                 n/a
  • Condominiums                                    no
  • All sports lake                                      Yes
  • Private                                                   Yes
  • Size                                                         101 acres
  • Maximum Depth                                 ? feet
  • Public Access                                        No
  • Public Beach                                         No
  • Wake restrictions                                Unknown
  • Water Source                                       Unknown

 

Lakefront homes for sale as of 6/6/2018

3909 LAKELAND Lane, Bloomfield Twp 48302-1330
MLS#: 218021913 Status: ACTV Stat Dt: 03/18/18 List Price: $1,250,000
County: Oakland Area: 02193 Sqft: 3,350 DOM: N/83/83
School D: Bloomfield Hills Beds: 4 Yr Built: 1958 Acreage: 0.98
Prop Type: Residential Baths: 3.1 Bsmt: Yes Grg Size: 2 Car
Style:  Other Sum Tx: $6,831 Win Tx: $6,748 Fireplace: Yes
Pool: No
   

3719 KIRKWAY Road, Bloomfield Twp 48302-1353
MLS#: 218012078 Status: ACTV Stat Dt: 02/14/18 List Price: $1,250,000
County: Oakland Area: 02193 Sqft: 3,259 DOM: Y/361/361
School D: Bloomfield Hills Beds: 4 Yr Built: 1965 Acreage: 1.06
Prop Type: Residential Baths: 4.0 Bsmt: Yes Grg Size: 2 Car
Style:  Contemporary Sum Tx: $8,145 Win Tx: $8,109 Fireplace: Yes
Pool: No
   

3897 LAKELAND Lane, Bloomfield Twp 48302-1328
MLS#: 218030405 Status: ACTV Stat Dt: 04/25/18 List Price: $2,149,000
County: Oakland Area: 02193 Sqft: 5,191 DOM: N/42/42
School D: Bloomfield Hills Beds: 4 Yr Built: 1977 Acreage: 0.92
Prop Type: Residential Baths: 3.1 Bsmt: No Grg Size: 2 Car
Style:  Contemporary Sum Tx: $9,848 Win Tx: $9,730 Fireplace: Yes
Pool: No
   

1445 KIRKWAY Road, Bloomfield Twp 48302-1318
MLS#: 217021690 Status: ACTV Stat Dt: 03/22/17 List Price: $2,500,000
County: Oakland Area: 02193 Sqft: 4,646 DOM: N/441/441
School D: Bloomfield Hills Beds: 4 Yr Built: 1955 Acreage: 0.78
Prop Type: Residential Baths: 3.1 Bsmt: Yes Grg Size: 4 Car
Style:  Ranch Sum Tx: $12,735 Win Tx: $12,727 Fireplace: Yes
Pool: No
   

 

 

If you like Island Lake and the Bloomfield Michigan area give me a call and we’ll get you out there to find your dream lakefront home! There are many different lakes and home out there and I’ll help you narrow down the search by giving my expert lakefront home buying advise to help make your next move easier! (248)310-6239 & yesmyrealtor@gmail.com

Hire the best Realtor you can!

16 years of experience and full time Russ Ravary

 

 

 

 

 

 

 

 

Let’s find your dream home!

 

 

 

 

 

 

 

 

To Search any Michigan Lake for lake homes for sale go to the atlas search or search by area.  I hope this helped you if you have a Michigan relocation in your future.

Russ Ravary your Bloomfield Lakefront real estate specialist

For more information on other lakes, follow the links below!

When you work with RussRavary you’ll be saying ” I want a free kayak when I buy my next home” Check it out.

Lakefront Homes for Sale Halfmoon Lake Dexter Township Michigan One could be just what you are looking for.

Find out more about Hamburg Lake Foreclosures Michigan

lake foreclosures Oakland County Michigan Find the perfect one for you and your family.

 

Island Lake

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The data relating to real estate for sale on this website comes in part from the IDX program of Realcomp. Real estate listings held by brokerage firms other than Real Estate One are marked with the IDX logo and detailed information about them includes the name of the listing brokers.


All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Real Estate One shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.